Contact a Trusted Risk Advisor

This program is underwritten by Great American Insurance and distributed through CKP Insurance, LLC. Contact us directly either via telephone at (877) CKP-INS1 or through this form.

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Pasture, Rangeland, Forage Insurance

A service of the USDA Risk Management Agency

The Risk Management Agency’s (RMA) Pasture, Rangeland, Forage (PRF) Pilot Insurance Program is designed to provide insurance coverage on your pasture, rangeland, or forage acres. This innovative pilot program is based on precipitation using the Rainfall Index. This program is designed to give you the ability to buy insurance protection for losses of forage produced for grazing or harvested for hay, which result in increased costs for feed, destocking, depopulating, or other actions.

Why now?

  • The program is very affordable because the government subsidizes 51%-59% of the premium.
  • Premiums are not due until September 1 of the crop year.
  • No record-keeping involved.
  • No adjusters needed. Claims are paid automatically based on data from NOAA CPC.

How this program works

When you sign up for coverage under this program, you are protected against losses due to lack of rain. Payment for losses are determined based on the Rainfall Index, which is a comprehensive dataset of precipitation amounts throughout the country. Because indemnity is not calculated based on actual crop production, claims may be automatically processed without the need for adjusters.

Participation in this program is very simple. With the help of a Trusted Risk Advisor, you will choose the grids in which your eligible land resides. You then choose two or more separate index intervals during which precipitation is important to your operation. For each grid you have elected to cover, actual precipitation amounts are compared to the trigger grid indices. If any of the grids had rainfall less than the trigger index, you may receive an indemnity.

Learn more about this program


PRF is available in the 48 contiguous states with the exception of a few grids that cross international borders. The Rainfall Index will replace the Vegetation Index beginning in the 2016 crop year. See this press release for more information.


At CKP Insurance, we are dedicated to providing you with insight, information and alternative-risk solutions that are custom-fitted to your business and personal needs. We will tailor a plan for you using specific data in your region; you can even select options acre by acre. Our trained professionals will walk you through a range of options using risk-assessment tools that will take the pressure off when there is a drought in your area.

Our promise

  • We will conduct a one-on-one personal consultation to go over your specific ranch or farming operation needs.
  • We will provide an honest assessment and discourage you from purchasing unnecessary coverage.
  • We will keep you informed throughout the year as to how the program is performing for you and out opportunities to maximize your cost savings.



You will be asked to make several choices when insuring your grazing or hay production. This is where a CKP Trusted Risk Advisor makes all the difference in the world.

As promised, our one-on-one consultation process will take your through the tools that the RMA encourages you to use and provides on their website.

  • Grid ID Locator Map
  • Historical Indices
  • Decision Support Tool

Your CKP Trusted Risk Advisor is trained to help you understand and analyze the complicated data in relatable terms so you can make the most informed decision for your business.

“Anyone can sell you a policy. But CKP invests the time to understand your individual needs and develop a strategy that will produce the best coverage results.”